Merchant Financing

Merchant Financing is an advance payment against your business’s future income.
You receive a lump sum, which is then repaid automatically using a percentage of your daily EFTPOS transactions.

Take your business to the next level. Apply for $10,000 to $300,000 online in minutes. No security required.

Funding within 48 hours
Repayments aligned to EFTPOS sales
No fixed payback schedule
Daily or weekly repayments
Readvance option

We know how important it is to manage costs, so you’ll enjoy a single transparent fee with no ongoing monthly charges and a variable repayment based on your turnover. Just another way Beyond Merchant Capital delivers business-friendly working capital, for growing Australian businesses.

Get Pre-Approval Now

Discover what funding you can access within 24 hours

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UPFRONT CASH ADVANCE

Borrow up to 100% of your average monthly EFTPOS transactions.

PAY AS YOU TRADE

Repay automatically with an agreed percentage of your businesses daily EFTPOS sales.

VARIABLE PAYMENTS

When business is slow, you repay less. When it’s booming, you repay faster.

No hidden costs

Funding in just 48 hours

80% of our clients redraw

Quick and easy online application

No need to pledge assets

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Flexible payment terms

Simple assessment process

DO I QUALIFY?

The Beyond Merchant Capital process follows a unique PAY-AS-YOU-TRADE system, ideal for business owners who have a monthly average of over $10,000 in EFTPOS sales and have been operating for more than 6 months.

I AM A BUSINESS OWNER

I HAVE BEEN IN OPERATION FOR MORE THAN 6 MONTHS

I HAVE A MONTHLY AVERAGE OF OVER $10,000 IN CARD SALES

MITCHELL CULLEN
OWNER, BEAN THERE COFFEE

“I used the funds to refresh my space and make sure that I stand out, and for a professional to design my logo. What impressed me the most was just how quickly things happened – I made a call, and two days later I had the capital I was looking for.”