Merchant Financing is an advance payment against your business’s future income.
You receive a lump sum, which is then repaid automatically using a percentage of your daily EFTPOS transactions.
Take your business to the next level. Apply for $5,000 to $500,000 online in minutes. No security required.
- Funding within 48 hours
- Repayments aligned to EFTPOS sales
- No fixed payback schedule
- Daily or weekly repayments
- Readvance option
We know how important it is to manage costs, so you’ll enjoy a single transparent fee with no ongoing monthly charges and a variable repayment based on your turnover. Just another way Beyond Merchant Capital delivers business-friendly working capital, for growing Australian businesses.
Get Pre-Approval Now
Discover what funding you can access within 24 hours
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UPFRONT CASH ADVANCE
Borrow up to 100% of your average monthly EFTPOS transactions.
PAY AS YOU TRADE
Repay automatically with an agreed percentage of your businesses daily EFTPOS sales.
When business is slow, you repay less. When it’s booming, you repay faster.
No hidden costs
Funding in just 48 hours
80% of our clients redraw
Quick and easy online application
No need to pledge assets
Flexible payment terms
Simple assessment process
DO I QUALIFY?
The Beyond Merchant Capital process follows a unique PAY-AS-YOU-TRADE system, ideal for business owners who have a monthly average of over $5,000 in EFTPOS sales and have been operating for more than 6 months.
I AM A BUSINESS OWNER
I HAVE BEEN IN OPERATION FOR MORE THAN 6 MONTHS
I HAVE A MONTHLY AVERAGE OF OVER $5,000 IN CARD SALES
OWNER, BEAN THERE COFFEE
“I used the funds to refresh my space and make sure that I stand out, and for a professional to design my logo. What impressed me the most was just how quickly things happened – I made a call, and two days later I had the capital I was looking for.”
DO YOU NEED FUNDING FOR YOUR BUSINESS?
APPLYING IS SIMPLE. GET PRE-APPROVED IN 24 HOURS.
Apply online in 10 minutes
RECEIVE APPROVAL in 24 hours
be FUNDED within 48 hours