Terms and Conditions and Online Privacy Policy

Introduction: This website (www.beyondmerchantcapital.com.au/) (the “website”) provides information about us and our services. It also allows you to request services from us.

Content: The content provided on the website is for information purposes only and should not be considered an offer or advice.

Licence: We grant you a limited licence to use this website.

Online Applications: By completing an online application form, you are inviting us to engage with you in order to ascertain whether or not you qualify for our services. However, please note that you will need to meet our minimum qualifying criteria and enter into our standard services agreement before we will provide any services to you.

Intellectual Property: All materials, texts, drawings, graphics, logos, icons and any data made available on the website (“materials”) are owned by Beyond Merchant Capital and are therefore protected by both Australian and international intellectual property laws. Accordingly, any unauthorised copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or other circulation or exploitation of the materials or any component thereof will constitute an infringement of such copyright and other intellectual property rights

Financial Disclaimer: The website does provide nor constitute financial advice and should not be taken as such.

Restrictions: You may not use the website for commercial purposes without our prior written consent. You may not yourself or through a third party use the website for harmful, unlawful or illegal purposes. You may not copy or frame this website or any part thereof. You may not do anything that would compromise the security or integrity of the website.

Own risk: You use this website at your own risk and we make no warranties about it.

Indemnity: You indemnify and hold us harmless against any liability related to your use of the website. Our total liability to you for any and all claims related to the website and your use thereof is $ 100. We will never be responsible for any indirect, special or consequential damages.

Changes: Any changes we may make to our terms and conditions in the future will be posted on the website.

Disclosures required in terms of section 43 of the Electronic

Communications and Transactions Act 25 of 2002:
Full name: Merchant Capital (Proprietary) Limited
Physical address and address for receipt of service: Level 4, 11 Finchley Street, Milton, Queensland, 4064, Australia
Telephone no.: 1300 733 822
Website address: beyondmerchantcapital.com.au
Email address: [email protected]
Registration number: 2012/217256/07
Country of incorporation: Australia
Chief Executive Officer: Larry Prosser
Company Secretary: Larry Prosser

Online Privacy Policy

Introduction: By completing the online application form you will be required to provide us with certain personal information. This privacy policy (the “privacy policy”) sets out the information disclosed to us and how we will use it.

Personal information: In order to submit your online application you will be required to provide us with your name, telephone number, email address, business name, business type, average monthly card sales and how long your business has been in operation. Please note that should further information be required we will notify you via email.

Purpose: We use the information you provide us in order ascertain whether you qualify for our services.

How we use the information you provide:
We use the information you provide to:
• contact you and communicate with you on an on-going basis
• determine the most appropriate person to contact you
• assist them in preparing for the discussion that they have with you
• improve our understanding of the market place

Storage: We store your personal information securely on computers located in Australia and on the servers of international cloud system providers whose details are available on request. Your information will only be stored for five years or as long as we are legally required to, whichever is longer.

Consent: You hereby consent to our use and storage of your personal information for the purpose indicated above.

Security: we strive to ensure the security of personal information you provide to us by taking reasonable measures to prevent the destruction, unlawful access and loss of personal information. Any compromise of data integrity or confidentiality will be reported to you by email.
Changes: Any changes we may make to our Privacy Policy in the future will be posted on the website.

Contact: 1300 733 822 or e: [email protected]

Privacy collection statement

Beyond Merchant Capital Pty Ltd ACN 604 670 662 and its related bodies corporate (we, us or our) may collect, use and disclose personal information about you. We collect personal information directly from you, from third parties acting on your behalf and passively through our website.

We collect personal information for the purposes of providing services or products to you or someone else you know, assessing your application, responding to your enquiries, providing you with information about other services or products that may be of interest to you and facilitating our internal business operations, including the fulfilment of any legal requirements. If the personal information you provide is incomplete or inaccurate, we may not be able to provide you with the services or products you seek.

We may disclose personal information about you to our related entities and third party service providers who assist us in operating our business (including information technology service providers). We may disclose personal information about you overseas. For instance, our related entities, third party service providers or other recipients may be based overseas or may use infrastructure outside Australia, including in South Africa.

We collect, hold and use, information related to your commercial and consumer creditworthiness from a credit reporting body, for all purposes permitted by law. We also disclose information to them. This activity is conducted for the purpose of assessing your credit capacity, eligibility or history in connection with an application or an obligation as a guarantor, collecting payments from you, and managing our credit relationship. Creditworthiness information includes information that is both positive (like payment information) and negative (like defaults or serious credit infringements that we may disclose to credit reporting bodies if you fail to pay us). Our credit reporting policy and the credit reporting body’s privacy policy have more information on how we, and the credit reporting body, manage personal information, including creditworthiness information.

Our privacy policy, which can be accessed on our website or on request, sets out how you can access and ask for correction of your personal information, how you can complain about privacy-related matters and how we respond to complaints.

Contact details: beyondmerchantcapital.com.au
Email: [email protected]
Telephone: 1300 733 822

Privacy Policy

Click here to download our privacy policy.

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