Grow from our pay-as-you-trade model.
Get a loan as individual
as your business
Beyond Merchant Capital has funded thousands of small Australian businesses with millions of dollars in business loans, and we’d like to help yours. We all know the financial landscape has changed. That’s why we introduced our revolutionary pay-as-you-trade model.
Grow with our
At Beyond, our repayment terms are based on the performance of your business. It makes perfect sense doesn’t it? Rather than putting your business under pressure and jeopardising its success with inflexible repayment terms, we believe it’s smarter business to grow with you in the good times and support you during quieter times. This gives you some breathing room and doesn’t impact your cash flow.
An innovative business loan that’s
tailored to suit your needs, not ours
You can no longer count on traditional business lenders for fast and easy access to capital – and that can stunt your growth. That’s why Beyond Merchant Capital offers you a trustworthy alternative.
We’d love to hear from you if you…
Are you a small to medium
Want to take your business
to the next level
Have an average monthly turnover
of over $10,000 in EFTPOS sales
It’s time for your finance to go Beyond
Fast and flexible business loans – that’s the Beyond difference
Getting a business loan shouldn’t be a long painful process. Beyond Merchant Capital was established specifically to meet the demands of Australian small to medium businesses.
Wasting time with red tape and bureaucracy is no longer an option
Today’s world calls for innovative and nimble thinking. You need to be able to react quickly to opportunities, so fast and customised capital solutions are vital. We get that. At Beyond, we know you expect and appreciate quick, simple and reliable financial services.
5 simple steps to your unsecured business loan
The systems and processes at Beyond are efficient, streamlined and transparent. Let’s get down to business and organise your business loan.
- Confirm your business has been operating for six months
- Let us know your monthly takings
- Work out how much you want to borrow
- We’ll crunch the numbers
- Standby for approval (we have an 80% success rate)
We’re an open book,
no surprises or hidden costs
When your loan is approved, you receive a lump sum which is then repaid automatically using a percentage of your EFTPOS transaction. Plus, redraw options are available.
No Direct debit fees
No Hidden costs or charges
Our individual pay-as-you-trade system
At Beyond, our repayment terms are based on the performance of your business. So, when you grow, we are ready to grow with you! It makes perfect sense doesn’t it? Rather than putting your business under pressure and jeopardising its success with inflexible repayment terms, we believe it’s smarter business to grow with you in the good times and support you during quieter times. This gives you flexibility to support your cash flow.
Beyond Merchant Capital was established in Australia in 2016, after having success with similar businesses in several countries worldwide. Our mission is to support small to medium businesses by giving them an innovative and trustworthy alternative to the outdated traditional lenders. We are a business leader committed to developing innovative financial products that lead to long-term growth and success for our business owners.
OWNER, WINE NOT?
“I’ve always been passionate about wine and I wanted to use my love of the grape to open a business buying and selling both local and imported wines. It started as an online order service, but I wanted to grow the business, and open an actual store.
That’s where Beyond Merchant Capital really helped. I applied online and got the funding I needed to start driving serious foot traffic – and best of all I helped set the terms of covering the cost of the capital.”
WE LOVE GROWING YOUR BUSINESS
We visited some of our clients to see how they used our working capital loans to grow their business.